ENTREPRENEURSHIP AND FINANCIAL MANAGEMENT TRAINING FOR INDONESIAN MIGRANT WORKERS AS PREPARATION FOR RETURNING HOME

MONICA DEWI; Nofriska  Krissanya; Suherman Suherman; Agung Dharmawan  Buchdadi; Ridya  Az-Zahra; Muhammad Ridho  Danapati; Rahmat Dika  Setyawan

doi:10.53067/ije2.v5i3.247

Authors

MONICA DEWI Universitas Negeri Jakarta
Nofriska Krissanya Universitas Negeri Jakarta, Indonesia
Suherman Suherman Universitas Negeri Jakarta, Indonesia
Agung Dharmawan Buchdadi Universitas Negeri Jakarta, Indonesia
Ridya Az-Zahra Universitas Negeri Jakarta, Indonesia
Muhammad Ridho Danapati Universitas Negeri Jakarta, Indonesia
Rahmat Dika Setyawan Universitas Negeri Jakarta, Indonesia

DOI:

https://doi.org/10.53067/ije2.v5i3.247

Keywords:

Enterpreneurship, Financial Management, Indonesia Migrant Workers

Abstract

The Entrepreneurship and Financial Management Training for Indonesian Migrant Workers as Preparation for Returning Home program was designed to enhance the financial literacy and entrepreneurial capacity of Indonesian migrant workers in Tainan, Taiwan. This initiative responds to the financial challenges commonly faced by migrant workers, particularly in managing income, planning investments, and ensuring economic stability upon returning to Indonesia. Using a participatory approach that includes needs assessment, interactive lectures, financial planning simulations, and digital technology training, the program equips participants with practical skills in budgeting, saving, risk mitigation, and business planning. Evaluation results indicate increased understanding across participant groups with different characteristics, including gender, age, education level, and length of employment. Participants with longer work experience and higher educational backgrounds tended to achieve higher scores, although the program proved effective for all groups. These findings demonstrate that structured and context-based training can significantly improve the financial preparedness and entrepreneurial potential of migrant workers as they reintegrate economically upon returning home. The program also contributes to community empowerment and promotes inclusive economic development

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